Businesses that own company vehicles usually ask about Commercial Auto insurance, but there are many other firms that may not realize they too have automobile liability risks. For example, did you know that liability risks exist even if you’re not the owner of a company car or truck? No matter what kind of vehicle your employees use for business – their own cars, a company vehicle, or a rented automobile—if they’re responsible for an accident while on business, your company could be held liable for resulting injuries or damage. A Commercial Auto policy for owned and non-owned vehicles is needed to protect your company in these instances.