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Mitigate Executive & Corporate Liability

Directors & Officers (D&O) Liability insurance provides coverage for company executives to protect them from claims that may arise from the decisions they make and actions they take within the scope of their regular duties. These policies are typically structured to offer several levels of coverage: personal liability protection for company directors and officers as individuals; reimbursement to a business if it made payments for a claim on behalf of its managers; or corporate coverage whenever the company is sued along with its directors and officers. Our professional staff at Haughn & Associates (H&A) will review how the various parts of a D&O policy work with you to determine the coverages best suited for your business and the exposures you face.

Why D&O Insurance?

D&O Liability insurance can be written to cover the directors and officers of public companies, privately held firms, not-for-profit organizations, and educational institutions. In fact, any business with a corporate board or advisory committee needs to consider investing in D&O insurance. Coverage is provided for claims stemming from managerial decisions that result in adverse financial consequences. These policies cover legal fees, settlements, and other similar costs.

Claims can be brought by employees, vendors, competitors, investors, customers, or other parties. Common D&O risks include: employment practices and HR issues, failure to comply with regulation or laws, misuse of company funds, fraud, cyber liability exposures, shareholder actions, reporting errors, inaccurate or inadequate disclosure, misrepresentation in a company’s financial statements, decisions exceeding the authority granted to a company officer, etc.

Our Commitment to You

At Haughn & Associates (H&A), our core values and principles of integrity, honesty, dependability, innovation, and collaboration shape who we are and guide us; they ultimately allow us to provide our clients with high-quality insurance products and an unparalleled level of superior service. Each business, family, and individual is given the personalized attention needed to design the right fit of insurance and risk management protection.