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Get Proactive In Safeguarding Your Business

Although most businesses do their best to hire honest workers and foster a culture based on integrity, fraud and employee theft in the workplace are surprisingly more common than one may think. This is especially so in smaller companies where there are fewer resources for stronger security measures to help prevent incidents. Statistics show that the average crime loss is $140,000 with many larger criminal incidents totaling even more than $1 million. The actual act of fraud typically occurs three years prior to detection; additionally, before actively committing a crime, 60% of fraudsters are employed for at least five years – occasionally even longer than that. The best defense here is actually offense. Implement standard practices to prevent these crimes and have the right insurance program in place to prepare for the very legitimate possibility of your business becoming an unfortunate victim of theft or fraud.

Our Crime & Fidelity Insurance Products

Haughn & Associates (H&A) provides Crime & Fidelity insurance to a wide range of businesses across a broad spectrum of industry sectors. We partner with a network of leading insurers to select the right combination of Commercial Crime & Fidelity coverages for your business. This includes protection against:

  • ERISA/employee dishonesty
  • Forgery or alteration
  • Theft, robbery, and burglary (inside the premises)
  • Theft and robbery (outside the premises)
  • Computer fraud
  • Funds transfer fraud
  • Social engineering fraud losses, including vendor or supplier impersonation, executive impersonation, and client impersonation
  • Fraudulent money orders and counterfeiting

It’s important to remember that commercial bank accounts do not have the same protections under the FDIC as personal accounts. Any business with a bank account is vulnerable to wire transfer, ACH fraud, or forgery and alterations. Crime insurance truly needs to be a part of every business’ comprehensive risk management program.

Our Commitment to You

At Haughn & Associates (H&A), our core values and principles of integrity, honesty, dependability, innovation, and collaboration shape who we are and guide us; they ultimately allow us to provide our clients with high-quality insurance products and an unparalleled level of superior service. Each business, family, and individual is given the personalized attention needed to design the right fit of insurance and risk management protection.