Statistics show that one in eight individuals will become disabled for five years or more during their career. This risk increases dramatically with age. People 50 or older account for 59% of disability claims. This is why many employers incorporate Group Disability as part of their benefits package and the reason so many employees look to their employers for this coverage. Our Employee Benefits team at Haughn & Associates (H&A) can provide employer-sponsored coverage, both Short-Term and Long-Term Disability insurance.