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Designing & Building A Policy Just for You

Engineers enhance many aspects of our lives – from the alarm clock that wakes us up, to the latest high-performance sneaker, and the electronic toothbrush that keeps our pearly whites sparkly clean. They are also an essential component in the design and erection of skyscrapers and office buildings as well as the latest and the greatest innovations in science, aerospace, medical technology, packaging, and so much more. Because there are so many different types of engineers working on a vast variety of projects, the risks are typically unique from one another and require specialized insurance. That’s where Haughn & Associates (H&A) comes in – with the necessary experience needed to blend and mix the coverages required in order to effectively combat your specific risk profile.

Tailored Programs

Our staff will work with you to review your specific line of work and identify the types of coverage you need, whether you and your crew are doing design-and-build projects, contracting to defense firms, or working in the digital industry. We can provide you with an assortment of insurance coverages, including the following:

  • General Liability: Pays compensation or legal defense costs as a result of bodily injury or property damage to a third party.
  • Professional Liability: Critical for all engineers, this coverage provides Liability insurance for errors and omissions.
  • Cyber Liability: Protects your company in the event of data theft or information mismanagement.
  • Commercial Property: Pays for damage and replacements to your building (if owned by you) and contents.
  • Equipment Breakdown: If you have equipment and computers vital to your operations, you can insure that property against breakdowns and malfunctions whether due to mechanical or electrical failure or employee error.
  • Commercial Umbrella: This offers extra Liability insurance that provides coverage above and beyond your primary Liability policies such as General Liability and Commercial Automobile.
  • Workers’ Compensation: Pays for the cost of your employees’ medical care for a work-related injury or illness and their wages throughout recovery.

Other coverages include Commercial Automobile, Business Interruption, and Employment Practices Liability. We can also provide you with a Business Owners Policy (BOP), combining your General Liability and Property coverage into one policy.

Our Commitment to You

At Haughn & Associates (H&A), our core values and principles of integrity, honesty, dependability, innovation, and collaboration shape who we are and guide us; they ultimately allow our team to provide our clients with high-quality insurance products and an unparalleled level of superior service. Each business, family, and individual is given the personalized attention needed to design the right fit of insurance and risk management protection for your insurance package.