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Connect with Us For IT Insurance Solutions

Information technology companies are always asking “what if.” “What if we can create or develop a way to improve systems, processes, communications, marketing, life, etc.?” “What if we make a product more responsive to demand fluctuations?” “What if we leverage Artificial Intelligence (AI) to improve services?” At Haughn & Associates (H&A), we also are in the business of asking “what if” so that we can properly insure your business as you innovate and deliver the solutions your clients are looking for. We delve deep into your operation and risks, so that we can effectively mitigate and transfer those risks.

Who We Insure

H&A insures a broad spectrum of clients that make up the IT industry, including business and consumer software developers; website designers and developers; IT integrators and consultants; and those offering managed- and outsourced-IT services, such as computer processing services, Application Service Providers (ASPs), E-commerce enablers, hosting service providers, computer repairers, and more. Our experience, expertise, and market access allow us to program an insurance network of coverages designed to address your most challenging business risks.

Our Solutions

We provide insurance solutions for everything from errors and omissions claims that result from the professional services you offer, losses due to cyber attacks and data breaches, intellectual property loss, mismanagement allegations, and so much more. Our products include:

  • General Liability
  • Commercial Property
  • Business Interruption & Contingent Business Interruption
  • Equipment Breakdown
  • Errors & Omissions Liability
  • Cyber Liability
  • Product Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Intellectual Property
  • Workers’ Compensation

At H&A, we also have access to new products as they are released in the marketplace to respond to emerging risks within the IT industry. One instance of this could be cloud coverage in the event one of your cloud service providers’ data centers goes offline because of a fire, major storm, vandalism, or other physical damage. An interruption could mean major losses in the face of your customer’s downtime.

Another example involves the liability and property exposures related to drones or unmanned aerial systems. Drone operators may address potential insurance risks through endorsements to traditional General Liability policies, covering liability related to their drone operations. Alternatively, specialized aviation insurers have developed drone-specific insurance policies addressing both Liability protection for drone operations and Property coverage for the drone itself.

Our Commitment to You

At Haughn & Associates (H&A), our core values and principles of integrity, honesty, dependability, innovation, and collaboration shape who we are and guide us; they ultimately allow us to provide our clients with high-quality insurance products and an unparalleled level of superior service. Each business, family, and individual is given the personalized attention needed to design the right fit of insurance and risk management protection.