As the days get longer and the sun shines brighter, summer brings a host of outdoor activities and relaxation. At Haughn Insurance, we’re committed to helping you stay protected. Here are some key insurance considerations for the summer months. However, the season also introduces unique risks that can impact your personal insurance coverage. From grilling mishaps to road trips, it’s essential to ensure you’re adequately protected.
Home & Property
- Grilling & Outdoor Fires: Barbecues and fire pits are summer staples but can lead to fires if not monitored. Ensure your homeowners insurance covers fire damage and consider adding liability protection for guests.
- Swimming Pools: Pools increase liability risks. Enhance your homeowners policy with higher liability limits and consider an umbrella policy for added protection.
- Vacation Homes: Renting out your property? Standard insurance may not suffice. Discuss with your agent about short-term rental coverage or a host policy.
Auto & Road Trips
- Rental Cars: Before hitting the road, check if your personal auto insurance or credit card offers rental coverage. If not, consider purchasing insurance at the rental counter.
- Teen Drivers: With teens home from school, driving habits can change. Ensure they’re added to your policy and discuss safe driving practices.
Recreational Vehicles & Watercraft
- Boats & RVs: Operating without insurance is risky. Whether it’s a kayak or a yacht, ensure you have the right coverage.
- Maintenance: Regularly inspect boats for issues like faulty wiring or expired safety equipment to prevent accidents.
At Haughn Insurance, we help you prepare for more than the everyday—we help you plan for the unexpected. Summer is for making memories, not managing mishaps. If you’re unsure whether your current coverage is keeping up with your summer plans, give us a call.
We’ll help you get back to what matters: enjoying the sunshine, safely.
Located in Dublin, Ohio, and proudly serving our community for over 30 years.
Call us today 614-789-6800 or visit www.haughn.com to schedule your summer insurance review.
