As a business owner, there are few situations more stressful than handling work-related injuries. The only thing worse than an injured staff member is two injured staff members…or more! What happens when you have more than one injured worker? You need to be prepared for this situation and have a plan in place for managing multiple injuries. Read on for four essential tips that will help you minimize liability and find solutions fast.
Treat All Workers Fairly
If you have multiple workers with different injuries, it’s important to ensure that they are all treated fairly. Different injuries often warrant different treatment — for example, one worker may be able to return to work, while another might require reassignment of their job duties. On the surface, this might give the impression of unfairness or preferential treatment, so it’s important to communicate all decisions and their reasoning to workers who have been injured.
Identify the Cause of Accidents
Multiple injuries on the job might be indicative of a safety problem that needs to be addressed. Regardless of what industry you are in, every job site has hazards, and if left unresolved, they can quickly cause harm to your workers. When you’re dealing with multiple job site injuries, it’s time to assess the causes of those injuries and determine what could have been done to prevent them. Implement a solution to ensure that workers do not continue getting injured in the same way. Additionally, you can engage your staff in prevention strategies by promoting safety.
Give Workers Resources They Need
When you are dealing with an injured worker, or several, you might feel inclined to dissuade them from seeking out legal consultation or filing an OH Workers’ Compensation claim. The truth is, though, that attempting to thwart employees’ attempts to do so can land you in hot water. You cannot interfere with any worker’s pursuit of medical care, legal advice, or workers’ comp after an injury. Instead of this, it is wise to give injured workers access to the resources they seek. Do not hesitate to answer questions or eschew important information.
Invest in Worker Injury Protection
Paying out on an OH Workers’ Compensation claim can be incredibly costly for businesses of any size. It is even more costly if you are paying out on multiple claims from several injured workers. What can you do to minimize this expense, mitigate your liability, and still keep your staff protected? Workers’ comp insurance policies give you the protection you need for situations like these. Even the safest company and the most careful employee can be vulnerable to an injury situation, and with workers’ comp insurance on your side, you can be sure that you are protected.
About Haughn & Associates
Founded by Michael Haughn in 1986, Haughn & Associates is a full-service, family-owned, independent insurance agency based out of Dublin, Ohio. H&A strives to provide the best possible price and unique insurance solutions across a myriad of industries, including construction, IT, Habitation & Commercial Property, Agriculture, and Engineering. Devoted to providing the best of business insurance, life and disability insurance, personal insurance, employee benefits, and bonds, H&A is proof that success lies in long-standing client relations and satisfaction. To learn more about how H&A can be of service to you, contact us at (877) 802-2278.
